TRANSFER OF INSURANCE COVERAGE If the Insured was covered under a Prior Plan prior to this Policy's Effective Date, the Insured will be insured under this Policy, provided; (1) the Insured was insured under the Prior Plan on the date of the transfer; and (2) premiums are paid; and (3) either; (a) the Insured Person is Actively at Work and meets all of the requirements for being an Eligible Person under this Policy on its Effective Date; or (b) the Insured Person is not Actively at Work due to Injury or Sickness on the Effective Date of this Policy, but would otherwise qualify as an Eligible Person. With respect to Dependent coverage, the Effective Date of Dependent Insurance confinement limitation will not apply to any Dependent who was insured under the Prior Plan on the last day the Prior Plan was in effect up to the amount that was in effect under such Prior Plan. Any requested increases in the Amount of Dependent Insurance are subject to the Effective Date of Dependent Insurance confinement limitation. "Prior Plan" means any similar policy or plan of group or individual Critical Illness coverage sponsored by you, which has been replaced by coverage entirely or in part under this Policy. In the event that you acquire employees due to acquisition of another company after the Effective Date of this Policy, Prior Plan will include the policy or plan of group or individual Critical Illness coverage sponsored by such company, which has been replaced by coverage entirely or in part under this Policy, on the date of acquisition under which those acquired employees and Dependents (if applicable) were insured. At our request, you must provide us with proof of such Prior Plan. LRS-9537-4-0118 Page 4.0