CRITICAL ILLNESSES: Alzheimer's Disease 50% of the Amount of Insurance Benign Brain Tumor 75% of the Amount of Insurance Carcinoma in Situ 30% of the Amount of Insurance Coma 100% of the Amount of Insurance Coronary Artery Disease 30% of the Amount of Insurance Heart Attack 100% of the Amount of Insurance Life Threatening Cancer 100% of the Amount of Insurance Loss of Hearing 100% of the Amount of Insurance Loss of Sight 100% of the Amount of Insurance Loss of Speech 100% of the Amount of Insurance Major Organ Failure 100% of the Amount of Insurance Motor Neuron Diseases 100% of the Amount of Insurance Multiple Sclerosis 30% of the Amount of Insurance Paralysis 100% of the Amount of Insurance Parkinson's Disease 100% of the Amount of Insurance Ruptured Cerebral, Carotid or Aortic Aneurysm 25% of the Amount of Insurance Severe Brain Damage 25% of the Amount of Insurance Skin Cancer 5% of the Amount of Insurance Stroke 100% of the Amount of Insurance CHILDHOOD CRITICAL ILLNESSES: (Applicable to Insured Dependent Children only) Cerebral Palsy 100% of the Amount of Insurance Cleft Lip or Palate 100% of the Amount of Insurance Cystic Fibrosis 100% of the Amount of Insurance Down Syndrome 100% of the Amount of Insurance Muscular Dystrophy 100% of the Amount of Insurance Spina Bifida 100% of the Amount of Insurance Type 1 Diabetes 100% of the Amount of Insurance LRS-9537-1-0118 Page 1.1