Rates Voluntary Life Insurance 800-247-6875 sunlife.com/us · Spouse - Coverage and monthly cost for Spouse Optional Life. Rates are effective as of July 1, 2023. The chart below shows possible coverage amounts and their monthly costs. Find your spouse’s age bracket (as of the effective date of coverage) to see the cost for the coverage amount you choose. Spouse rate based on spouse’s age Coverage amounts Age and cost