CERTIFICATE SPECIFICATIONS Pre-Existing Condition Limitation Accelerated Death Bene昀椀t for Long Term Care with Extension of Bene昀椀ts Rider - ^ Bene昀椀ts are not paid for a period of chronic illness care resulting from a pre-existing condition that begins within the 昀椀rst 6 months after the e昀昀ective date of coverage. This does not apply to a period of care beginning 6 months after the e昀昀ective date. A pre-existing condition is a condition for which medical advice or treatment was recommended or received from a medical professional within 6 months before the e昀昀ective date. Exclusions Accelerated Death Bene昀椀t for Long Term Care with Extension of Bene昀椀ts Rider -^ Bene昀椀ts are not paid for long-term care services that are: a result of mental or emotional disorder (except for Alzheimer's Disease, senility or senile dementia that are of organic origin); a result of alcoholism or drug addiction; a result of illness, treatment or medical conditions due to: act of war, participation in a felony, riot or insurrection, serving in the armed forces or auxiliary units, suicide or attempt at suicide, or intentionally self-in昀氀icted injury; provided in a government facility (unless required by law); services for which bene昀椀ts are available under Medicare (except for deductibles or coinsurance requirements) or other governmental program (except Medicaid), any state or federal workers' compensation, employer's liability or occupational disease law, or motor vehicle no-fault law; received outside the United States or its territories. Suicide Exclusion for Group Whole Life - ^If the insured or rider insured (if included) commits suicide within 2 years of the e昀昀ective date of coverage, the death bene昀椀t will be limited to the premiums paid. This brochure is for use in enrollments sitused in IN. This advertisement is a solicitation of insurance; contact may be made by an Allstate Bene昀椀ts Agent, Agency, or Representative. This material is valid as long as information remains current, but in no event later than October 11, 2025. Group Whole Life Insurance bene昀椀ts are provided under form GWLP, or state variations thereof. Rider bene昀椀ts are Allstate Benefits is the marketing provided under the following forms, or state variations thereof: Accelerated Death Bene昀椀t for Terminal Illness or name used by American Heritage Condition (GWPTI) and Accelerated Death Bene昀椀t for Long Term Care with Extension of Bene昀椀ts (GWPLTCE, Life Insurance Company, a subsidiary GWPLTCE1). of The Allstate Corporation. ©2022 This is a brief overview of the bene昀椀ts available under the group voluntary policy underwritten by American Heritage Allstate Insurance Company. Life Insurance Company (Home O昀케ce, Jacksonville, FL). Details of the insurance, including exclusions, restrictions, www.allstate.com or and other provisions are included in the certi昀椀cates issued. For additional information, you may contact your Allstate allstatebene昀椀ts.com Bene昀椀ts Representative. GWLBIN 8 POD126436