What kinds of injuries and treatments does it cover? Your Accident Insurance coverage is always guaranteed issue, and it provides a benefit payment after a covered accident that results in specific injuries and treatments. The following list presents the benefits provided by Accident Insurance. State variations may apply. For a complete description of your available benefits, see your certificate of insurance and any riders. Accident Hospital Care Benefit Low Plan Benefit High Plan Surgery (open abdominal, thoracic) $2,000 $3,000 Surgery (exploratory or without repair) $250 $500 Blood, Plasma, Platelets $600 $900 Hospital Admission $1,250 $2,000 Hospital Confinement (per day, up to 365 days) $250 $400 Critical Care Unit (CCU) Admission $2,000 $3,000 Critical Care Unit Confinement (per day up to 30 days) $400 $800 Rehabilitation Facility Confinement (per day up to 90 days) $175 $300 Induced Coma (up to 14 days) $125 $200 Non-Induced Coma (duration of 14 or more days) $20,000 $30,000 Transportation (per trip up to 3 per accident) $650 $800 Lodging (per day up to 30 days) $200 $300 Family care (per child/adult up to 45 days) $25 $35 Accident Care Benefit Low Plan Benefit High Plan Initial Doctor Visit $100 $200 Urgent Care Facility Treatment $200 $250 Emergency Room Treatment $200 $325 Ground Ambulance $300 $550 Air ambulance $1,250 $2,000 Follow-up Doctor Treatment $100 $150 Home Health Care $50 $75 Chiropractic Treatment (up to 6 per accident) $60 $90 Prescription Medicine $10 $20 Medical Equipment $250 $400 Physical or Occupational Therapy (per treatment up to 10) $60 $90 Prosthetic Device (one) $1,000 $1,500 Prosthetic Device (two or more) $2,000 $3,000 Major Diagnostic Exams $200 $300 CT (computerized tomography) or CAT scan (computerized axial tomography) MRI (magnetic resonance imaging) EEG (electroencephalogram) PET (positron emission tomography) scan Ultrasound Outpatient Surgery $200 $250 X-ray $200 $400