Accident

What is it? Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident. Accident Insurance is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act. Who can be covered? You have the option to enroll yourself as well as your spouse* and children* in Accident Insurance coverage to meet your needs. *Employees must be enrolled in order to elect coverage for eligible spouse and eligible dependent children as defined in the Certificate of Coverage and Riders. Why should I consider it? Benefits will be paid directly to you to use for any purpose, such as paying out-of-pocket medical expenses, copays, deductibles, groceries, gas, utilities and more its up to you. Coverage is always guaranteed issue. You can choose to take this coverage with you if you leave your employer or retire, and youll be billed at the same rates via direct billing. ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya family of companies Wellness Benefit Your coverage includes a Wellness Benefit, which will pay you and covered family members an annual benefit if they complete an eligible health screening test. These screenings may include a mental health screening, flu immunization, a mammogram and a routine eye or dental exam. $75 for employees, $75 for spouses, $75 per child, per calendar year How much does it cost? The tables below show your rates for Accident Insurance. The cost provided below includes Accident Insurance premium and a fee for Voya Travel Assistance. Accident Insurance Help minimize the financial impact that can come with an accidental injury Group Name: Ball State University Group Number: 752151 Class: All Eligible Employees Bi-Weekly Rates Bi-Weekly Rates Low Plan High Plan Employee Employee and Spouse Employee and Children Family Employee Employee and Spouse Employee and Children Family $2.05 $4.97 $4.97 $7.89 $3.61 $8.73 $8.86 $13.98 18- Pay Period 18- Pay Period Low Plan High Plan Employee Employee and Spouse Employee and Children Family Employee Employee and Spouse Employee and Children Family $2.96 $7.18 $7.17 $11.39 $5.22 $12.61 $12.80 $20.19