Accident (New Brochure)

Accident Insurance Are you financially prepared for an accident? Accidents can happen to anyone. And even though you can’t plan for an accident, you can help prepare for unexpected medical costs. Limited Benefit Accident Only Insurance provides coverage to help with unforeseen accident costs. ACCIDENTAL INJURY 1 Hypothetical Example A bad fall from a ladder leads to a broken lower leg and head injury, resulting in a fractured tibia and concussion. Treatment is received within 3 days. LEVEL 1 LEVEL 2 LEVEL 3 Initial Treatment $150 $200 $250 X-Rays (two different days) $100 $200 $300 Anesthesia $150 $200 $250 Hospital Admission (day 1) $500 $1,000 $1,500 Accident Hospital Confinement (days 2 through 4) $300 $600 $900 Concussion $200 $250 $300 Insurance Open Reduction Tibia Fracture Repair $2,400 $3,600 $4,800 Appliance - Crutches $100 $150 $200 Follow-up Treatment (3 visits) $150 $150 $150 TOTAL $4,050 $6,350 $8,650 ACCIDENT SCREENING BENEFIT This benefit is paid directly to you once per policy per calendar year and covers several tests, including, but not limited to: • Routine • Sports LEVELS Physical Exam Physical Exam 1 & 2 LEVEL 3 • Bone Density • Stress Test $50 $75 Screening Plan Benefit Highlights ACCIDENTAL DEATH & DISMEMBERMENT LEVEL 1 PRIMARY/SPOUSE CHILD Common Carrier $100,000 $50,000 Other Accident $40,000 $20,000 Dismemberment $2,800 to $40,000 $1,400 to $20,000 LEVEL 2 PRIMARY/SPOUSE CHILD Common Carrier $150,000 $75,000 Other Accident $60,000 $30,000 Dismemberment $4,200 to $60,000 $2,100 to $30,000 LEVEL 3 PRIMARY/SPOUSE CHILD Common Carrier $200,000 $100,000 Other Accident $80,000 $40,000 Dismemberment $5,600 to $80,000 $2,800 to $40,000 1 Hypothetical example of a covered accident based on the AO22 policy. Accident is defined as an event which results in bodily Injury that is independent of disease or bodily infirmity or any other cause, and which occurs while the policy is active.