BENEFIT NEWS AND CHANGES FOR 2026 Change in Vendor The Office for People and Culture is excited to share with you effective January 1, 2026 we are transitioning our Life, AD&D, LTD, both ASO-STD and voluntary STD plans and voluntary GAP plans (Accident, Critical Illness, Hospital Confinement) to Voya. With this change, Ball State University will begin paying 100% of the cost for all active employees Life, AD&D and LTD coverage. More information regarding the changes to voluntary benefits are in the section below. Cardinal Day of Well-being The Office for People and Culture is proud to announce the Cardinal Day of Well- being. This day will be in conjunction with the Employee Benefits Fair and will be enhanced with well-being presentations throughout the day. Programming will be offered around the five pillars of well-being: financial, community, physical, social and career. Join us Wednesday, October 29, 2025, from 10:00 am to 3:00 pm in the Student Center Ball Room. All Ball State employees are invited to attend. Several insurance, financial, health, and Ball State vendors will be in attendance to answer questions, conduct presentations, or provide services and information. HIGHLIGHTED BENEFIT FEATURES Sydney Health Sydney Health will allow you to get benefits information when and where you need it. If you have a current Anthem login, you will use the same login information to access Sydney. You may download the app to your smartphone and obtain services such as: • View your Anthem insurance card • Find physicians and check costs for services • See your health claims and track healthcare spending • Ask Sydney’s interactive chat bot questions With Ball State’s health plan being self-funded, we strive for all plan members to use Sydney Health to check and compare costs for services. By being good stewards of our insurance expenditures, we can all work to keep our health claims and insurance premiums low. Sydney can provide alerts, reminders, suggest a doctor, help you stay healthy and save money on medical costs. We encourage all health plan members to download the Sydney Health app from the App Store or Google Play to get started. https://www.sydneyhealth.com/ LiveHealth Online You may schedule an appointment with a board– certified doctor online anytime of the day or night using LiveHealth Online on your smartphone, tablet or computer. You don’t even have to leave your home. It’s a great option for care when your own doctor isn’t available—and it’s more convenient than a trip to the urgent care. Sign up for free to: · Get access to board-certified doctors 24/7. Doctors using LiveHealth Online can provide medical care for common conditions like the flu, colds, pink eye and more. They can send prescriptions to the pharmacy of your choice if needed. · See a licensed therapist or psychologist. If you’re feeling stressed, worried or having a tough time, LiveHealth Online can help. In most cases, you can make an appointment to see a therapist or psychologist online in four days or less.Depending on your coverage, the cost may be similar to what you would pay for an office visit, considering your benefits. It’s quick and easy to sign up and get started. Just go to livehealthonline.com or download the mobile app. HSA Qualified Health Plan While this plan has the highest deductibles, it also continues to have the lowest premiums, both of which can be offset by the contributions (HSA seed) that the University makes to your HSA account. The HSA Qualified Health Plan provides comprehensive medical coverage with access to Anthem’s broad provider network and 100% coverage for in-network preventive care. However, non-preventive medical and prescription expenses both accumulate toward the same deductible and out-of-pocket maximum. Once you have met your