Active Employee Decision Guide

Please Remember: If you do not recertify your tobacco status during Benefits Open Enrollment you will lose your tobacco-free premium discount beginning January 1, 2026. This is a substantial benefit offered to all Ball State University employees who are, and remain, tobacco-free. The link to access the online enrollment platform will be listed at bsu.edu/payroll beginning October 22, 2025, and will be sent via email communication. You will need your BSU credentials (username and password) in order to log on. If you do not know your log-on information, please contact the BSU HelpDesk at 765-285- 1517. If you need assistance using the online enrollment platform, you may call Employee Benefits at 765-285-1834 to enroll by telephone. When you log on to the online enrollment platform, please ensure you have all of you and your family’s information readily available, including: • Dependent’s SSN, date of birth and supporting documentation (for new dependents). • An updated Working Spouse Affidavit, if your spouse has had a change in employment/status. To assist you in choosing your 2026 benefit plan elections, please review the following benefit information. 2026 Benefits Open Enrollment The 2026 Benefits Open Enrollment period is scheduled for October 22, 2025,throughNovember6,2025. Thisisyourannual opportunityto make changestoyourinsurancebenefits without an IRS-defined qualifying event. ChangesmadeduringtheBenefits OpenEnrollmentperiodwillbeeffective January1,2026. Itisimportantfor youtoreviewtheinformationprovided duringtheBenefitsOpenEnrollment periodandmakesureyouenrollin thebenefit plans that fit you and your family’sneeds.Ifyouchoosenotto makeanychangesfor2026,someof yourcurrentbenefitswillcarryover fromyour2025enrollment.However, re-enrollmentisrequiredeachyear tocontinue somebenefitsintothe followingplanyear,including: · Flexible Spending Accounts (FSA) · Health Savings Account (HSA) Contributions · Voluntary Short TermDisability · Tobacco-Free Premium Discount 2026 Benefits Open Enrollment Employee Benefits ACTION REQUIRED