A Health Savings Account (HSA) helps you save pre- tax dollars through payroll that can be used for copays, deductibles and other everyday health- related purchases. Here’s what to know: • It is a bank account you open and own • The money in your account rolls over • The money is never taxed on qualified expenses Health Savings Account FIDELITY HSA Video Open an HSA *BSU Seed Dependent(s) Contributions Your Max Contribution 2027 IRS Max Limit Employee $528 $3,972 $4,500 + 1 or More $1,320 $7,680 $9,000 Dependents Tax-Free Savings Account Eligible Expenses *You must contribute 25% of the seed amount yourself to receive BSU’s contribution.