5 1. 2. 3. Move your money into the Nuveen Money Market Mutual Fund. Submit your claim online, through the mobile app, or by returning a paper claim form in the mail or by fax. Have your reimbursement deposited into your bank account or be sent a check. If you prefer not to use the healthcare payment card, you’ll pay out-of-pocket and then submit a request for reimbursement. The TIAA healthcare payment card provides easiest access to your funds. The TIAA healthcare payment card offers you a convenient way to pay for expenses and allows you immediate access to healthcare funds. Rather than paying out-of-pocket for eligible expenses, filing a claim and then waiting for reimbursement, using the card will allow you to access funds directly and pay the provider at the point of purchase. While you still need to submit receipts to substantiate purchases, you won’t have to wait for money to be reimbursed to you. The healthcare payment card is issued by Optum Financial and programmed to work only at merchant locations designated as healthcare merchants based on their merchant category code. Examples of qualified merchants include doctors’ offices, pharmacies and hospitals. The card should only be used to pay for eligible medical expenses, and you should always save your receipts. You will not be able to use your card at locations that are not approved healthcare merchants, nor is the card able to be used to pay insurance premiums. An alternative to using the TIAA healthcare payment card is to pay out of pocket and then submit a request for reimbursement. Important to know. Before using the card, you must transfer assets into the Nuveen Money Market Fund. If there are not enough funds, the transaction may be denied or partially approved, requiring you to pay the difference with another form of payment.