6 How to submit claims for the reimbursement benefit. Moving money to the Nuveen Money Market Fund To move money into the Nuveen Money Market Fund, you can contact a TIAA representative at 877-554-1004 and select option 1. You may also log in to the TIAA secure website at tiaa.org, where you can review your account balance and transfer assets to the Nuveen Money Market Fund. You may make fund transfers among investment options at any time in amounts of $1,000 or more (or the full value of the account if less than $1,000). Note: Claims are paid only from assets that are invested in the Nuveen Money Market Fund. The Nuveen Money Market Mutual Fund provides relative stability in your available account balance to ensure sufficient funds are maintained throughout the reimbursement process. Using the online portal or mobile application The online account provides everything you need to manage your funds at your fingertips: • Go to tiaa.org. Log in to the secure site and find Retirement Healthcare under My Accounts. • File a claim: Click on Visit Claim Center from the Quick Links drop-down and follow the screen prompts to file a claim. • View account details: Enjoy the convenience of real-time online access to account balances and transaction history. Note: Once logged into the online portal, please take a moment to review and update your email address, phone number, bank information and dependent information under ‘Settings and Preferences.’ This will help us stay in touch with you and ensure smooth processing for your future transactions. • Log in to the secure site at tiaa.org • Use the Optum Financial mobile application to manage your account anywhere, anytime. • Mail to Optum Financial, Attention: Claims service center, P.O. Box 622337, Orlando, FL 32862-2337 or fax to 443-681-4601 Three ways to submit reimbursement requests

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