Page 21 | Duncan Supply Company, Inc.| Plan Year 2025 Open Enrollment This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract. Worksite Benefits from Allstate (continued) Group Voluntary Critical Illness 4 w/Fixed Wellness (GVCIP4): Facing a serious illness can be life-changing and costly. It can also mean time without a paycheck and unexpected expenses not covered by your health insurance. Critical Illness insurance from Allstate Benefits can help close the gaps in your major medical coverage while paying you cash to use however you choose if you are diagnosed with a covered illness. And, because Critical Illness insurance is supplemental, it pays in addition to other coverage you may already have in place. Let us protect your finances so you can focus on recovery. Hospital Indemnity (GIM2): Unexpected hospital visits lead to unexpected expenses. Hospital Indemnity insurance from Allstate Benefits can help offset costly medical bills by paying a cash benefit if you have a covered inpatient hospital stay. You can use the money towards deductibles, copays, premiums and even daily living expenses. Because Hospital Indemnity insurance is supplemental, it pays in addition to other coverage you may already have in place. Plus, it works well with your major medical plan, helping to close gaps in your coverage. Group Voluntary Disability Income (GVDIP/MyLifeline): An injury or illness may slow you down, but it won’t slow down your bills. If you find yourself unable to work due to a covered sickness or off-the-job injury, Disability Insurance from Allstate Benefits can help. Our coverage pays a monthly cash benefit, giving you peace of mind knowing you’ll have income to help keep your bills covered. And, because Disability insurance is supplemental, it pays in addition to other coverage you may already have in place. With Hospital Indemnity Insurance from Allstate Benefits: • Coverage is Guaranteed Issue, at initial enrollment subject to pre-existing condition limitations if applicable • Coverage is available for spouse and children • Affordable premiums are conveniently payroll deducted • You may be able to take the coverage with you if you leave your job or your employer cancels your coverage. With Disability Insurance from Allstate Benefits: • You choose the monthly benefit level that meets your needs • Affordable premiums are conveniently payroll deducted • You may be able to take the coverage with you if you leave your job or your employer cancels your coverage Benefits include: • Total Disability • Partial Disability • Pregnancy • Organ Donation • Waiver of Premium Additional Rider Benefits available: • Survivor and Accident • Family Medical Leave & Doula Services • Increasing Benefit Period • On-the-Job Accident Disability Hospitalization Benefits include: • Daily Hospital Confinement Please note: Benefits are not paid for emergency room treatment or outpatient procedures. Optional Benefits available: • First Day Hospital Confinement • Hospital Intensive Care With Critical Illness Insurance from Allstate Benefits: • Coverage is Guaranteed Issue, at initial enrollment subject to pre-existing condition limitations if applicable • Coverage is available for children or family • Affordable premiums are conveniently payroll deducted • You can take the coverage with you if you leave your job or your employer cancels your coverage Initial Critical Illness Benefits include: • Heart Attack • Stroke • End Stage Renal Failure • Major Organ Transplant • Coronary Artery Bypass Surgery • Waiver of Premium (Employee only) Cancer Critical Illness Benefits include: • Carcinoma in Situ • Invasive Cancer Reoccurrence of Critical Illness Benefits include: • Initial Critical Illness • Cancer Critical Illness Additional Rider Benefits available: • Skin Cancer • Cardiopulmonary Enhancement • Lifestyle Enhancement • Second Evaluation, Transportation and Lodging • Supplemental Critical Illness with or without HIV • Specified Chronic Illness • Specified Chronic Illness or injury • Fixed Wellness