Group Hospital Indemnity IN

AF™ Limited Bene昀椀t Hospital Indemnity Insurance Help pay for your stay. If you experienced a medical emergency, would you be prepared to cover the out-of-pocket medical expenses? And, what about everything else that adds up, like bills, groceries, and housing? Major medical insurance plans are designed to pay a large portion of your medical costs. But with rising deductibles and copays, you’re still paying out of your own pocket until you meet your deductible and plan maximum. That’s where AF™ Limited Benefit Hospital Indemnity Insurance, or AF Hospital Assist®, can help. It can be used with a low deductible or high deductible health plan (HDHP). Health Savings Account Qualified Plan Help offset high deductibles and copays, and give yourself a little protection for the unexpected . This Health Savings Account (HSA) qualified plan provides a way to help pay for large, out-of-pocket expenses, like a hospital ® stay, while also getting the tax benefit and potential savings from an HSA. AF Hospital Assist Plan Highlights • No health questions required to apply • Benefits paid directly to you • Portable so you can take it with you even if you leave employment • Coverage available for you, your spouse, and your children up to age 26 • Online claims filing process Did you know? The average cost for a 1 hospital stay is $11,728. They’re neither cheap nor predictable, but they happen. And often. In fact, over 36 million Americans were 2 hospitalized in 2018. ™ AF Hospital Assist Premiums* MONTHLY PREMIUM BASIC ENHANCED ENHANCED PLUS Employee $14.54 $24.54 $34.60 Employee + Spouse $27.76 $46.80 $65.90 Employee + Child $29.94 $49.66 $69.62 Family $43.16 $71.92 $100.92 * The premium and amount of benefits provided vary based upon the plan selected. EMPLOYER BENEFIT SOLUTIONS FOR EDUCATION This brochure highlights important features of the policy. Please refer to your certificate for complete details. If you reside in a state other than your employers state domicile, where required by law, policy provisions and benefits may vary.