SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT Continued ACCIDENTALDEATHANDDISMEMBERMENTBENEFIT If You have an accident while insured under the policy which results in a loss or condition shown below, AUL will pay the amount shown opposite the loss or condition if: 1) the loss or condition occurs within 365 days from the date of the accident; and 2) AULreceivesacceptableproof of loss or condition. FORACCIDENTALLOSSOF AMOUNTPAYABLE Life AD&DPrincipalSum Both Hands or Both Feet or Sight of Both Eyes AD&DPrincipalSum SpeechandHearing AD&DPrincipalSum OneHandandOneFoot AD&DPrincipalSum OneHandandSightofOneEye AD&DPrincipalSum OneFootandSightofOneEye AD&DPrincipalSum Sight of One Eye One-half of the AD&D Principal Sum OneHandorOneFoot One-half of the AD&D Principal Sum Speechor Hearing One-half of the AD&D Principal Sum ThumbandIndexFinger One-quarter of the AD&D Principal Sum FORCONDITIONSOF Quadriplegia or Loss of Use of Upper and Lower Limbs of the Body AD&DPrincipalSum Paraplegia or Loss of Use of Both Lower Limbs of the Body One-half of the AD&D Principal Sum Hemiplegia or Loss of Use of Upper and Lower Limbs on the Same One-half of the AD&D Principal Sum Side of the Body Monoplegiaor Loss of Use of One Limb of the Body One-quarter of the AD&D Principal Sum Severe Burns AD&DPrincipalSum TheAD&DPrincipalSumisshownintheScheduleofBenefits. AULwillonlypayabenefitforeitherparalysisor loss of a limb, but not a benefit for both. Thetotal amount payable will never exceed the AD&D Principal Sum for all losses or conditions sustained by You. Theamountpayableforlossoflife is paid according to Payment of Death Benefits, Section 15. Amounts payable for other losses are paid to You. GC2510.14/2 SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT

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