SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT Continued LOSSOFUSEOFONELIMBOFTHEBODYmeansatotal,permanentandirrecoverablelossofvoluntary movementofonelimbofthebodywhichhascontinuedfor12continuousmonths. HEMIPLEGIAmeansthetotal,permanentandirrecoverableparalysisof the upper and lower limbs on the same side of the body which has continued for 12 continuous months. MONOPLEGIAmeansthetotal,permanentandirrecoverableparalysisof one limb of the body which has continued for 12 continuous months. PARAPLEGIAmeansthetotal,permanentandirrecoverableparalysisof both lower limbs of the body which has continued for 12 continuous months. QUADRIPLEGIAmeansthetotal,permanentandirrecoverableparalysisof both upper and lower limbs of the body whichhascontinued for 12 continuous months. SEATBELTmeansaproperlyinstalledsafetybeltmeetingthestandardsstatedin the Federal Motor Vehicle Safety Standard Number 208 (49 C.F.R. Section 571.208) for the make, model, and year of the Automobile. SEVEREBURNSmeansthird-degreeburnsonatleastfiftypercentofthebody. GC2510.14/1 SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT