TABLEOFCONTENTS SECTION PROVISIONS Schedule of Benefits 1 Definitions 2 Eligibility 3 Individual Effective Date--Non-Contributory Insurance (Basic) 4 Changesin Insurance Coverage 6 Continuation of Insurance 7 WaiverofPremiumforTotalDisability 8 Individual Terminations 9 Conversion Privilege 10 Individual Reinstatements 11 Accidental Death and Dismemberment 12 Accidental Death Seat Belt Benefit 12A Accidental Death Air Bag Benefit 12B Accidental Death Repatriation Benefit 12C Accidental Death Child Higher Education Benefit 12D Accidental Death Child Care Benefit 12E Accelerated Life Benefit 13 PaymentofDeathBenefits 15 NamingofBeneficiary 16 TheDeathClaim 17 Determination of Beneficiary 18 Selection of Payment Method 19 GC2510.1 TABLEOFCONTENTS