TABLEOFCONTENTS (Continued) DependentInsurance 20 Eligibility 20A Individual Effective Date--Non-Contributory Insurance (Basic) 20B Changesin Insurance Coverage 20C WaiverofPremium 20D Individual Terminations 20E Conversion Privilege 20F PaymentofDeathBenefits 20J General Policy Provisions 21 GC2510.1 TABLEOFCONTENTS