SECTION8-WAIVEROFPREMIUMFORTOTALDISABILITY Continued AnyAccidentalDeathandDismembermentInsurancewillcontinueuntil the earliest of the following dates: 1) the date of the final benefit determination by AUL; 2) 9monthsfollowingtheDateofDisability;or 3) the date the required amount of premium was not received by AUL. WhenYouareapprovedforbenefitsunderthisWaiverofPremiumBenefitforTotalDisability,the coverageexisting under the policy will not include any Accidental Death and Dismemberment coverage You may have had and will only include the Life Amount. GC2510.10/1 SECTION8-WAIVEROFPREMIUMFORTOTALDISABILITY (NoReduce) (AD&D:Included)