SECTION8-WAIVEROFPREMIUMFORTOTALDISABILITY This Section applies to Basic Life Insurance. DEFINITIONS ELIMINATIONPERIODmeansa9monthperiodofconsecutivedaysofTotalDisability.TheEliminationPeriod begins on the 1st day of Total Disability and ends on the last day of the 9 month period. You may not have more than three (3) days of Active Work during the Elimination Period. WAIVEROFPREMIUMBENEFITFORTOTALDISABILITY AULwillwaivefurtherpremiumpaymentsforYourLifeAmountifYou: 1) becomeTotallyDisabledbefore age 60 and while insured under the policy; 2) remaincontinuously Totally Disabled during the 9 month Elimination Period; 3) submit and AULreceivesproof of Total Disability within the three (3) months prior to the end of the Elimination Period; 4) submit and AULreceivesacceptableproof of continuous Total Disability at least annually and as requested by AUL;and 5) are under the Regular Attendance of a Physician. AULalsomayrequirethatYoubeexamined: 1) at AUL’sexpense; 2) byaPhysicianofAUL’schoice. Therequired amount of premium must continue to be received by AUL until AUL approves the request for Waiver of PremiumBenefitfor Total Disability and the Elimination Period has been fulfilled. WhileYoumeettheconditionssetforth above and are approved by AUL for the benefit, You will retain coverage without the need to make further premium payments until the first of the following occurs: 1) proof of Total Disability is not received by AUL; 2) Youbecomeemployed,orarefoundabletobeemployedinanoccupationforwhichYouarereasonablyfittedby training, education or experience; 3) Yourefusetoundergoamedicalexaminationrequestedby AUL; 4) the date You are not under the Regular Attendance of a Physician; 5) proof of continuous Total Disability is not submitted within the twelfth month of any benefit period unless it was not possible to do so; 6) Youattainage70;or 7) if You retire; 8) Yourclassterminates; or 9) YouarenolongerTotallyDisabled. GC2510.10 SECTION8-WAIVEROFPREMIUMFORTOTALDISABILITY (NoRetiree)