SECTION11-INDIVIDUALREINSTATEMENTS If Personal Insurance and Dependent Insurance, if any, terminate due to termination of Your employment, You can apply to reinstate that coverage following return to Active Work. The following conditions apply: 1) WhenreturntoActiveWorkoccurswithin32daysoftheterminationofcoverage,coveragebecomeseffectiveon the first day of the next Coverage Month following the date of return to Active Work. Evidence of Insurability will not be required for any amount of coverage less than the Guaranteed Issue Amount. 2) WhenreturntoActiveWorkoccursaftertheperiodspecifiedin paragraph 1 above, You will be considered a new employeeandtherequirementsfound in the Eligibility and Individual Effective Date Sections will apply. 3) WhentheLifeAmounthasbeenconvertedundertheConversionPrivilege,Section10, the Life Amount available for reinstatement under the policy will be reduced by the amount of coverage under the individual life insurance policy. In no event will the amount of coverage reinstated under this Section and the amount of coverage under the individual life insurance policy be greater than the Life Amount existing on Your termination of employment. 4) Prior to applying for reinstatement, AUL must have received the required amount of premium timely. 5) Themaximumamountofcoveragereinstatedwillnotexceedthemaximumamountofcoveragewhichwould have been available had Your coverage not terminated. If reinstatement is requested for any reason other than returning to Active Work, medical underwriting and satisfactory Evidence of Insurability, at no expense to AUL, will be required prior to AUL’s approval of coverage. The effective date of reinstatement will be the date determined by AUL in writing. Dependent Insurance cannot be reinstated without reinstatement of Personal Insurance. GC2510.13 SECTION11-INDIVIDUALREINSTATEMENTS (FOM)