SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT This Section applies to Basic Accidental Death Insurance. DEFINITIONS ACCIDENTALDEATHmeansdeathduetoanaccident,directlyandindependentlyofallothercauses. ADDITIONALACCIDENTALDEATHBENEFITSmeantheSeatBeltBenefit,theAirBagBenefit,the Repatriation Benefit, the Child Higher Education Benefit and the Child Care Benefit. The total of the Additional Accidental Death Benefits payable will not exceed 100% of Your AD&D Principal Sum shown in the Schedule of Benefits. ACCIDENTALDISMEMBERMENTmeanslossofsight,speechorhearingorseveranceofabodymember,Lossof Useofalimbofthebody,orSevereBurnduetoanaccident,directlyandindependentlyof all other causes. AIRBAGmeansaninflatablerestraintdevicethat is activated in an Automobile accident and 1) wasinstalled by the Automobile manufacturer; 2) is not altered after the original installation by the Automobile manufacturer; 3) is functioning properly; and 4) complies with Federal Motor Vehicle Safety Standard Number 208 (49 C.F.R. Section 571.208) for the make, modelandyearoftheAutomobile. AUTOMOBILEmeansamotorvehicleproperlyregisteredwithlocalauthoritiesand permittedunder applicablelaws for use on highways. CHILD-seeSECTION2,DEFINITIONS. LOSSOFSIGHTmeanstotal,permanentblindness. LOSSOFSPEECHmeanstotal,permanentandirrecoverablelossofvocalcommunication. LOSSOFHEARINGmeanstotal,permanentdeafnessinbothearswhichcannotberestoredbyanymeans. LOSSOFHANDmeanscompleteseveranceofthehandthroughorabovethewrist. LOSSOFTHUMBANDINDEXFINGERmeanscompleteseveranceofboththethumbandindexfingeratorabove the metacarpophalangeal joints on the same hand. LOSSOFFOOTmeanscompleteseveranceofthefootthroughorabovetheankle. LOSSOFUSEOFUPPERANDLOWERLIMBSOFTHEBODYmeansatotal,permanentandirrecoverableloss of voluntary movement of the upper and lower limbs of the body which has continued for 12 continuous months. LOSSOFUSEOFBOTHLOWERLIMBSOFTHEBODYmeansatotal,permanentandirrecoverablelossof voluntary movement of both lower limbs of the body which has continued for 12 continuous months. LOSSOFUSEOFUPPERANDLOWERLIMBSONONESIDEOFTHEBODYmeansatotal,permanentand irrecoverable loss of voluntary movement of the upper and lower limbs on one side of the body which has continued for 12 continuous months. GC2510.14 SECTION12-ACCIDENTALDEATHANDDISMEMBERMENT