Fees Your HRA is a group health plan. Plan administrative expenses include claims processing, customer service, account administration, printing, postage, legal, consulting, local servicing, auditing, etc. The fees charged to participant accounts to cover these costs vary from employer to employer and generally range from $0 to $20 per year per participant account (prorated and deducted monthly), plus an annualized asset-based fee of 0.38% to 1.00%. Your account value changes daily based on activity, which includes investment earnings or losses, contribution and claims activity, if any, and assessment of the asset-based fee. To the extent permitted or required by law, certain fees, assessments, or other amounts payable to the federal government may also be deducted from your account. Fund operating expenses vary by fund. These fees, along with historical fund performance, can be found on our quarterly Investment Fund Overview available online at IndianaHRA.com. Local Service & Plan Education Amy Cummings, Divisional Vice President Retirement Services | VALIC Financial Advisors Corebridge Financial 630 W Carmel Dr Ste 140 Carmel, IN 46032-9562 (317) 818-5900 or amy.cummings@corebridge昀椀nancial.com Customer Care Center Trustee Washington Trust Bank 1-888-711-9182 PO Box 2127 www.IndianaHRA.com Spokane, WA 99210-2127 Plan Sponsor HRA Administrator, LLC 221 N Wall St Ste 201 Spokane, WA 99201 ® Plan Consultant Download our mobile app, HRAgo , today! Gallagher 221 N Wall St Ste 201 Spokane, WA 99201 Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (“VFA”), member FINRA, SIPC and an SEC-registered investment advisor. VFA registered representatives offer securities and other products under retirement plans and IRAs, and to clients outside of such arrangements. VALIC, and VFA are members of American International Group, Inc. (“AIG”). American International Group, Inc. (AIG) is a leading global insurance organization. Founded in 1919, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement products and other 昀椀nancial services to customers in more than 80 countries and jurisdictions. pg. 7
Indiana HRA Plan Brochure Page 6 