What you need to know for 2025 Inotiv is proud to continue to offer a comprehensive benefits package to those employees working 30 or more hours per week. The open enrollment period for 2025 runs from November 1st to November14th, 2024, and benefits will become effective on January 1, 2025. • Except for Health Savings Account (HSA) and Flexible Spending Account (FSA) contribution elections, other current benefit elections will rollover into 2025.  Employees must make 2025 HSA or FSA elections during open enrollment, or their contributions to the HSA or FSA will be defaulted to non-participating.  In order to get the employer contribution to the HSA, you must Select the HSA benefit plan even if you choose to contribute zero dollars yourself. If you choose Waive, you will not get the employer contribution.  Employees can change their benefit plans and add or drop dependents for 2025 during open enrollment.  If a dependent is added to the medical plan, then dependent verification documents (birth certificates, marriage licenses, etc.) are required to be uploaded into Workday before you can submit your elections.  After Open Enrollment, you can only make plan changes or add/drop dependents during 2025 with a qualifying life event. • 2025 will see increases to deductibles and out of pocket maximums for all three medical plans.  Traditional PPO deductible to $1500/$3000 (single/family) and out-of-pocket maximum to $5000/$10,000 (single/family)  HDHP 3500 deductible to $3500/$7000 (single/family) and out-of-pocket maximum to $5000/$10,000 (single/family). Plan name changed to HDHP 3500  HDHP 4500 deductible to $4500/$9000 (single/family) and out-of-pocket maximum to $6000/$12,000 (single/family). Plan name changed to HDHP 4500. • There will also be a slight premium increase for medical and dental plans for 2025. • All other plan premiums, providers, and plan designs will remain the same. • If you are adding or increasing employee voluntary life insurance by more than $10,000 or spouse life insurance by any amount, you will need to complete evidence of insurability through Sun Life by November 22, 2024. • All Health Savings & Flexible Spending accounts remain with Bank of America – deduction elections for health savings or flexible spending are required during Open Enrollment. • Legal notices and benefit plan summary documents are available on the benefits website at https://benefits.inotiv.com. Page 2 | Inotiv | Plan Year 2025 This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.