Eligibility & Making Changes 2025 PLAN YEAR DETAILS Eligibility All full-time employees working 30 or more hours per week are eligible for the benefits program. For new hires, benefits are effective on the 1st of the month following your hire date. • You may insure yourself, your legal spouse and eligible children under the benefit program. • Children are eligible to remain on all benefits to age 26. Benefits will end at the end of the month following their 26th birthday. • Your children of any age are also eligible if you support them, and they are incapable of self- support due to disability. Documentation is Proof of Dependent Eligibility required. As required by our insurance contracts, you may be required to provide proof of eligibility for your dependents. If your dependent becomes ineligible for coverage during the year, you must contact your plan administrator within 30 days. Making Benefit Changes After Open Enrollment Your medical, dental, and vision contributions are deducted on a pre-tax basis under a Section 125 Plan. Pre-tax benefits can ONLY be changed during annual open enrollment or within 30 days of the effective date of a qualifying event such as: •Change in a child’s dependent status •Marriage •Death of a Spouse, child, or other qualified dependent •Divorce •Commencement or termination of adoption •Legal Separation •Change in your spouse’s benefits or employment status •Birth or adoption of a child Last Day of Benefits Upon full-time separation of service, medical, dental, and vision benefits will end at the end of the month of your last day of employment. All other benefits end on your last day of employment. Compliance The offered plans meet essential and affordable guidelines in compliance with the Affordable Care Act. All Federal and State required Plan Notices can be found on our website, https://benefits.inotiv.com. You may also request a printed copy of all Notices, free of charge, upon request. Page 3 | Inotiv | Plan Year 2025 This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
Inotiv: Employee Benefits Guide 2025 Page 2 Page 4