GC 3100.13-4 SECTION 5D - CONTINUATION OF PERSONAL INSURANCE DURING 2005 A LEAVE OF ABSENCE FOR ACTIVE MILITARY SERVICE (BME) SECTION 5D - CONTINUATION OF PERSONAL INSURANCE DURING A LEAVE OF ABSENCE FOR ACTIVE MILITARY SERVICE LEAVE OF ABSENCE means the Person is absent from Active Work for a temporary period of time that has been agreed to in advance in writing by the Participating Unit. CONTINUATION OF PERSONAL INSURANCE DURING A LEAVE OF ABSENCE FOR ACTIVE MILITARY SERVICE: If the Person is on a leave of absence for military service as described under the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA) and applicable state law, the Person’s coverage may be continued until the later of: 1) the length of time the coverage may be continued under the Group Policy for an FMLA leave of absence; or 2) the length of time the coverage may be continued under the Group Policy for Leave of Absence other than an FMLA leave of absence. Coverage continued under this Section is subject to the following requirements: 1) applicable premiums must continue to be paid to AUL in accordance with the Group Policy (see Section 6 - Premium Payment); and 2) Basic Monthly Earnings will be the amount last reported to AUL in writing and in effect prior to the date the Person’s Leave of Absence for active military service began. Continuation of Personal Insurance under this provision will cease on the earliest of the following: 1) the date a Person dies; 2) the date a Person’s coverage terminates for nonpayment of premiums; 3) the date a Person begins full or part-time employment with another employer; 4) the date this Group Policy, or the Participating Unit’s coverage under the Group Policy, terminates; 5) the date a Person notifies the Participating Unit that he will not be returning to Active Work; 6) the date a Person’s class is no longer offered under the Group Policy; 7) the date a Person no longer qualifies for an eligible class, as stated on the Schedule of Benefits; or 8) the date a Person requests termination of coverage under the Group Policy, but not prior to the date of request. All terms and conditions of the Group Policy will apply during the approved continuation period provided under this Section, unless otherwise stated. While Personal Insurance is being continued under this Section, the Person will be considered exempt from the requirements listed below: 1) the Actively At Work definition; and 2) the applicable number of hours needed to meet the requirement for full-time Employee, as stated on the Schedule of Benefits. If the Participating Unit has approved more than one type of Leave of Absence for the Person during any one period, AUL will consider such leaves to be concurrent for the purpose of determining how long the Person’s coverage may continue under the Group Policy.
Certificate of Insurance for Group Long Term Disability Income Insurance Page 24 Page 26