GC 3100.13-3A SECTION 5C - CONTINUATION OF PERSONAL INSURANCE 2018 DURING LEAVE OF ABSENCE AND TEMPORARY LAYOFF (BME) (LOA Inc/Military Inc) (Layoff Inc) SECTION 5C - CONTINUATION OF PERSONAL INSURANCE DURING A LEAVE OF ABSENCE AND TEMPORARY LAYOFF LEAVE OF ABSENCE references in this Section means the Person is absent from Active Work for a temporary period of time that has been agreed to in advance and in writing by the Participating Unit and includes temporary layoffs unless otherwise stated. CONTINUATION OF PERSONAL INSURANCE WHILE TEMPORARILY LAID OFF. If the Participating Unit approves a Temporary Layoff, a Person's coverage under the Group Policy will be continued to the end of the Coverage Month following the month that a Person’s layoff began, as long as premiums continue to be paid, subject to same requirement as a Leave Of Absence. CONTINUATION OF PERSONAL INSURANCE UNDER A LEAVE OF ABSENCE: If the Participating Unit approves a Leave of Absence, a Person’s coverage under the Group Policy will be continued to the end of the Coverage Month following the month that a Person begins a Leave of Absence, as long as premiums continue to be paid, subject to the following requirements: 1) the Participating Unit has approved a Person’s Leave of Absence in writing; 2) applicable premiums must continue to be paid to AUL in accordance with the Group Policy (see Section 6 - Premium Payment); and 3) Basic Monthly Earnings will be the amount last reported to AUL in writing and in effect prior to the date the Person’s Leave of Absence began. Continuation of Personal Insurance under this provision will cease on the earliest of the following: 1) the date a Person dies; 2) the date a Person’s coverage terminates for nonpayment of premiums; 3) the date a Person begins full or part-time employment with another employer; 4) the date the Group Policy, or the Participating Unit’s coverage under the Group Policy, terminates; 5) the date a Person notifies the Participating Unit that he will not be returning to Active Work; 6) the date a Person’s class is no longer offered under the Group Policy; 7) the date a Person no longer qualifies for an eligible class, as stated on the Schedule of Benefits; 8) the date a Person requests termination of coverage under the Group Policy, but not prior to the date of request. All terms and conditions of the Group Policy will apply during the approved continuation period provided under this Section, unless otherwise stated. While Personal Insurance is being continued under this Section, the Person will be considered exempt from the requirements listed below: 1) the Actively At Work definition; and 2) the applicable number of hours needed to meet the requirement for full-time Employee, as stated on the Schedule of Benefits. If the Participating Unit has approved more than one type of Leave of Absence for the Person during any one period, AUL will consider such leaves to be concurrent for the purpose of determining how long the Person’s coverage may continue under the Group Policy.
Certificate of Insurance for Group Long Term Disability Income Insurance Page 23 Page 25