GC 3100.11B SECTION 4 - CHANGES IN INSURANCE 2005 CORR 2003 (LTD Plan) SECTION 4 - CHANGES IN INSURANCE CHANGE IN EFFECTIVE DATE: The change effective date for a Person is: 1) the date the request for change is approved by AUL, if the approval date is the first day of a Coverage Month; or 2) the first day of the next Coverage Month, if the request for change is approved after the first day of a Coverage Month. If a Person is not Actively At Work on the effective date of change, the Person becomes eligible for the change on the first day that he returns to Active Work. If the change is an increase in the Maximum Monthly Benefit of $1,000 or more, the provision entitled Pre- Existing Condition Exclusion On An Increased Maximum Monthly Benefit, as shown in Section 9 - Exclusions, will apply to the increased amount.