GC 3100.12C SECTION 5 - TERMINATIONS 2005 (FMLA Inc/Layoff Inc) (LOA Inc/Military Inc) SECTION 5 - TERMINATIONS INDIVIDUAL TERMINATION: A Person will cease to be insured on the EARLIEST of the following dates: 1) the date the Group Policy or the Participating Unit's coverage under the Group Policy terminates; 2) the date the Person is no longer in an eligible class; 3) the date the Person's class, as stated on the Schedule of Benefits, is no longer insured under the Group Policy; 4) the last day of the period for which the premium was paid, if the premium is not paid when due; 5) the date the Person requests termination, but not prior to the date of the request; 6) the date employment terminates. Cessation of Active Work will be deemed termination of employment. However, insurance will be continued for a Person, as described in the Group Policy: a) during the Elimination Period, if the Person is Disabled, as described in the Group Policy; and b) during any period that premiums are being waived under the Waiver of Premium provision; and c) during any temporary leave of absence according to the appropriate Continuation of Personal Insurance benefit if premiums continue to be paid during the leave, and the benefit was elected by the Participating Unit on the Schedule of Benefits and approved by AUL; and d) to the end of the Coverage Month following the month that a Person is temporarily laid off as long as premiums continue to be paid, if coverage during a temporary layoff was requested by the Participating Unit on the Subscription Agreement and approved by AUL. TERMINATION OF A PARTICIPATING UNIT: Insurance for a Participating Unit ceases on the EARLIEST of the following dates: 1) the date the Participating Unit no longer meets the definition of a Participating Unit; 2) the date the Participating Unit ceases active business operations or is placed in bankruptcy or receivership; 3) the date the Participating Unit loses its entity by means of dissolution, merger, or otherwise; 4) the date the Participating Unit is eliminated as a Participating Unit by an amendment to or change in the Group Policy; 5) the date ending the Coverage Month for which the last premium payment is made for the Participating Unit’s insurance; 6) at the end of a Coverage Month, provided that AUL has given at least 31 calendar days prior written notice to the Participating Unit; or 7) at the end of a Coverage Month, if the Participating Unit has given AUL at least 31 calendar days prior written notice. If a Person’s insurance is terminated due to the termination of a Participating Unit, a Person’s rights under the Group Policy are determined as if the Group Policy had terminated on the date that the Participating Unit’s coverage terminated. If coverage for a Participating Unit terminates, the Participating Unit will be liable to AUL for all unpaid premiums for the period during which the coverage was in force.