GC 3100.13E SECTION 5 - TERMINATIONS 2005 SECTION 5 - TERMINATIONS TERMINATION OF THE GROUP POLICY: AUL may terminate the Group Policy at the end of any policy month by giving at least 31 days prior notice to the Group Policyholder. Termination of the Group Policy, or termination of coverage for a Participating Unit, under any conditions will be without prejudice to any claim originating prior to termination. EXTENDED BENEFIT: If the Person is Disabled on the date of insurance termination, AUL will pay benefits for Disability: 1) after the Elimination Period has been met, if a Person is not already receiving a Monthly Benefit; 2) during the uninterrupted continuance of the same period of Disability; and 3) subject to the provisions and benefits of the Group Policy. Benefits will be extended to the EARLIEST of the following: 1) the date Current Monthly Income equals or exceeds 80% of the Indexed Pre-Disability Earnings; 2) the date the Person ceases to be Disabled; 3) the date the Person dies; 4) the date the Maximum Benefit Duration elected on the Subscription Agreement is completed; 5) the date the Person fails to give AUL required proof of Disability or information required to determine if any benefits are owed under the Group Policy; 6) the date the Person refuses to allow an examination requested by AUL; 7) the date a Person is no longer under the Regular Attendance and care of a Physician; 8) the date a Person refuses to provide information to AUL to verify the Person’s Current Monthly Income; or 9) the date a Person leaves the United States or Canada and establishes his residence in any other country. A Person will be considered to reside outside these countries when the Person has been outside the United States or Canada for a total period of six (6) months during any 12 consecutive months of benefits.
Certificate of Insurance for Group Long Term Disability Income Insurance Page 19 Page 21