GC 3100.4D SECTION 2 - DEFINITIONS 2018 SECTION 2 - DEFINITIONS COVERAGE MONTH means that period of time beginning on the date shown in each Participating Unit's amendment, and ending on the day before that date of the next month. COVERED MONTHLY EARNINGS means the amount of the Person’s income, in U.S. dollars, received from the Participating Unit that is insured by the Group Policy. This amount will be the LESSER of: 1) the Basic Monthly Earnings; or 2) the Maximum Monthly Benefit divided by the benefit percentage shown on the Schedule of Benefits. CURRENT MONTHLY INCOME means the income a Person receives while Disabled, plus the income the Person could receive if he were working to his Maximum Capacity. If a Person is employed in a second job, at the same time he is Actively At Work full-time for the Participating Unit, and becomes Disabled under this policy, the following will apply during the Elimination Period and while receiving Disability benefits under the policy: 1) Any income received from the second job will be considered Current Monthly Income only to the extent that it exceeds the average monthly income received from that job during the six-month period immediately prior to becoming Disabled. 2) If the Person has worked for the second employer less than six months, the income will be averaged for the total number of months he was employed. If a Person receives Current Monthly Income in a Lump Sum, the Lump Sum Payment provision will apply. DATE OF HIRE means the first day the Employee is Actively At Work in an eligible class for the Participating Unit as shown on the Subscription Agreement. DISABILITY AND DISABLED mean both Total Disability and Totally Disabled and Partial Disability and Partially Disabled. DUE DATE means the first day of the Coverage Month for which the premium is payable. ELIGIBILITY DATE means the date that an Employee, in an eligible class as shown on the Schedule of Benefits, has satisfied his Waiting Period and AUL determines is eligible for Personal Insurance under the Group Policy. ELIGIBLE SURVIVOR means 1) a Person’s legal spouse; or 2) the Person’s unmarried Child(ren) under the age of 23, if the Child(ren): a) can be claimed as a dependent on a Person’s federal income tax return; or b) is registered in and attending an accredited educational institution on a full-time basis as defined in the regulations of the institution and can be claimed as a dependent on the Person’s federal income tax return. School vacation periods are considered a part of school attendance on a full-time basis.