GC 3100.3E SECTION 2 – DEFINITIONS 2018 (BME) SECTION 2 - DEFINITIONS ACTIVE WORK and ACTIVELY AT WORK means the use of time and energy in the services of the Participating Unit at the regular place of employment, or an alternative worksite as approved by the Participating Unit and AUL, by a Person who is physically and mentally capable of performing each of the Material and Substantial Duties of his Regular Occupation on a regular full-time basis. If the alternative worksite is located outside of the United States or Canada, the Person will be considered to be Actively At Work unless the Person is outside of the United States or Canada for more than 6 months in any 12-month period. Active Work does not include periods of time when an Employee is not Actively At Work following an Injury, accidental bodily injury, Sickness, strike, lock-out, or Temporary Layoff. This includes time off for vacation, jury duty, and funeral leave, where the Person could have been Actively At Work on that day. BASIC MONTHLY EARNINGS means the Person’s gross monthly income in U.S. dollars before taxes, received from the Participating Unit, not to exceed a maximum workweek of forty (40) hours. Gross monthly income includes pre-tax contributions to an employer-sponsored defined contribution plan and a cafeteria plan, if any. These earnings are based on the amount as last reported to AUL in writing by the Participating Unit, for which premiums were paid and the coverage amount was approved in writing by AUL, before the date of Disability. Earnings do not include income received from commissions, bonuses, or expense accounts. If the Person is paid his annual gross income in less than 12 months, the Basic Monthly Earnings shall equal 1/12th of the annual gross income. CHILD(REN) means a minor related by blood, marriage or court order that can be claimed as a dependent for federal income tax purposes, such as: 1) natural born child(ren) of the Person; 2) legally adopted child(ren) of the Person; 3) stepchild(ren) who lives with the Person; and 4) child(ren) for whom the Person has legal guardianship. CONSUMER PRICE INDEX (CPI) means the statistical measure of the average change in prices figured by the United States Dept. of Labor, Bureau of Labor Statistics. The percent change in the Consumer Price Index for all Urban Consumers (CPI-U), U.S. City Average for All Items, for the prior calendar year will be used in calculations. If the CPI is discontinued or if its method of computation is significantly changed, AUL may use another comparable index. COSMETIC SURGERY means surgery that is performed to change the texture, shape, or structure of any part of the human body for the purpose of creating a different visual appearance. CONTRIBUTORY INSURANCE means insurance for which the Person pays part or the entire premium.