Basic Life and AD&D The employer-paid basic life and accidental death & dismemberment insurance policy is available to all full-time employees. Visit Steele Benefits system or talk to HR for full details on this benefit and coverage. Long-Term Disability Employer-paid long-term disability protects your income for a period of time due to illness, maternity leave, or an accident not related to your job. Benefits are payable after 90 days of disability. Your benefit amount is 66.7% of your monthly earnings. Max benefit is based on employment class. Free Financial Coaching Your Money Line provides expert guidance and tools to help you on your unique financial journey. Net worth calculator, budgeting, debt reduction, college aid coach, help with bills, investment courses, and more. Register at yourmoneyline.com/mvcs, call 833.890.4077, or email [email protected] Basic Life and AD&D, Long-Term Disability, and financial coaching benefits are open at no cost to full time employees.