Critical Care Insurance Aflac critical illness coverage offers money to help you focus on recovery in the event of serious illness. Benefit features include coverage for the employee, their spouse and their children and the ability to customize the benefit volume. Employees and spouses are covered for $20,000 and their children for $5,000-$10,000. Accident Insurance Aflac accident insurance helps pay for unexpected expenses due to accidents that occur every day—From the soccer field to the ski slopes and the highway in between. This insurance provides benefits due to covered accidents for initial care, injuries and follow-up care. Whole Life Insurance Boston Mutual whole life insurance offers protection beyond your working years. It combines guaranteed premiums, death benefits, and cash accumulation. With whole life insurance you choose the amount of insurance or the amount of premium that best suits your need and budget. Employees have the option to purchase additional life insurance. Employee Benefit: Increments of $10,000 up to $500,000. Guarantee issue of $200,000. Spouse Benefit: Increments of $5,000 up to $250,000. Guarantee issue of $25,000. Child(ren) Benefit: Up to $10,000. Guarantee issue of $10,000. Voluntary Life and AD&D Critical, Accident, and Whole Life, and Voluntary Life and AD&D are voluntary benefits open to all employees.