PARTICIPANT FEE DISCLOSURE Page 4 of 11 PARTICIPANT DISCLOSURE COMPARATIVE CHART The Comparative Chart is divided into two sections: PART I consists of performance information for plan investment options PART II details the fees and expenses you'll pay for investing in a particular option PART I - PERFORMANCE INFORMATION VARIABLE RETURN INVESTMENT PERFORMANCE AS OF: 10/31/2024 The table shows how these options have performed over time and allows you to compare them with an appropriate benchmark for the same time periods. A benchmark is an unmanaged group of securities whose performance is used as a standard to measure investment performance. Some well- known benchmarks are the Dow Jones Industrial Average and the S&P 500 Index. The results shown represent past performance and do not represent expected future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investors shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the data quoted. To obtain performance data for the most recent month-end, please call 1-877-677-3678 or visit www.nrsforu.com . Average Annual Return (%) Fund Name/ Collective Investment Fund Name YTD 1 YR 3 YR 5 YR 10 YR Since Inception Inception Date Asset Allocation American Funds 2055 Target Date Retirement Fund - Class R6 14.46% 31.21% 4.03% 10.77% 9.49% 10.61% 02/01/2010 American Funds 2010 Target Date Retirement Fund - Class R6 8.38% 18.22% 2.87% 5.62% 5.29% 5.17% 02/01/2007 American Funds 2015 Target Date Retirement Fund - Class R6 8.64% 19.04% 2.82% 5.96% 5.61% 5.47% 02/01/2007 American Funds 2020 Target Date Retirement Fund - Class R6 9.13% 20.26% 2.95% 6.36% 6.05% 5.77% 02/01/2007 American Funds 2025 Target Date Retirement Fund - Class R6 9.35% 20.98% 2.70% 7.09% 6.71% 6.40% 02/01/2007 American Funds 2030 Target Date Retirement Fund - Class R6 10.48% 23.47% 3.10% 8.11% 7.63% 7.08% 02/01/2007 American Funds 2035 Target Date Retirement Fund - Class R6 12.12% 26.44% 3.57% 9.56% 8.69% 7.67% 02/01/2007 American Funds 2040 Target Date Retirement Fund - Class R6 13.83% 29.52% 4.22% 10.55% 9.29% 8.04% 02/01/2007 American Funds 2045 Target Date Retirement Fund - Class R6 14.21% 30.43% 4.28% 10.77% 9.47% 8.14% 02/01/2007 American Funds 2050 Target Date Retirement Fund - Class R6 14.35% 30.86% 4.13% 10.82% 9.52% 8.17% 02/01/2007