PARTICIPANT FEE DISCLOSURE Page 5 of 11 VARIABLE RETURN INVESTMENT PERFORMANCE (continued) Average Annual Return (%) Fund Name/ Collective Investment Fund Name YTD 1 YR 3 YR 5 YR 10 YR Since Inception Inception Date American Funds 2060 Target Date Retirement Fund - Class R6 14.42% 31.26% 3.99% 10.74% N/A 9.60% 03/27/2015 American Funds 2065 Target Date Retirement Fund - Class R6 14.48% 31.30% 4.01% N/A N/A 15.37% 03/27/2020 INDEX: Balanced Benchmark 12.70% 12.70% 1.59% 6.89% 5.49% N/A N/A Specialty Cohen & Steers Real Estate Securities Fund, Inc. - Institutional Class 14.23% 37.40% 0.90% 5.73% 8.22% 9.38% 07/15/1998 INDEX: S&P United States REIT TR USD 15.69% 34.24% 5.04% 5.49% 7.66% N/A N/A International EuroPacific Growth Fund(R) - Class R6 8.41% 23.52% -1.94% 5.92% 5.79% 10.18% 04/16/1984 MFS International Equity Fund - Class R6 7.41% 22.34% 3.64% 7.98% 7.21% 7.88% 01/30/1996 New World Fund(SM) - Class R6 9.71% 23.35% -0.69% 6.83% 6.37% 7.99% 06/17/1999 INDEX: EAFE 18.24% 18.24% 4.02% 8.16% 4.28% N/A N/A Small Cap Fidelity Advisor Small Cap Value Fund - Class Z 7.72% 29.96% 3.96% 12.13% 9.41% 10.43% 11/03/2004 Vanguard(R) Explorer(TM) Fund - Admiral(TM) Shares 8.97% 31.75% -0.27% 10.65% 10.31% 9.57% 11/12/2001 Vanguard(R) Small-Cap Index Fund - Admiral(TM) Shares 11.56% 34.34% 2.46% 10.15% 9.08% 9.18% 11/13/2000 INDEX: Russell 2000 16.93% 16.93% 2.22% 9.97% 7.16% N/A N/A Mid Cap American Century Mid Cap Value Fund - Class R6 9.59% 23.86% 6.05% 9.07% 8.77% 9.62% 07/26/2013 Carillon Eagle Mid Cap Growth Fund - Class R6 8.15% 28.94% -2.30% 10.14% 10.76% 12.62% 08/15/2011 Vanguard(R) Mid-Cap Index Fund - Admiral(TM) Shares 14.22% 34.61% 2.94% 10.88% 9.79% 10.09% 11/12/2001 INDEX: S&P 400 16.44% 16.44% 8.09% 12.62% 9.27% N/A N/A Large Cap Fidelity 500 Index Fund 20.96% 37.99% 9.07% 15.26% 12.99% 10.99% 02/17/1988 Fidelity Large Cap Growth Index Fund 24.07% 43.77% 8.82% 18.97% N/A 18.09% 06/07/2016 Vanguard Equity-Income Admiral Shares 15.13% 28.78% 8.72% 11.11% 10.28% 8.74% 08/13/2001 INDEX: S&P 500 26.29% 26.29% 10.00% 15.69% 12.03% N/A N/A Bonds Janus Henderson Developed World Bond Fund - Class I 0.75% 10.97% -3.49% -0.58% 2.27% 3.67% 09/30/2003 TCW MetWest Total Return Bond Fund - Class P Shares 1.78% 11.64% -2.71% -0.12% 1.58% 2.53% 07/29/2011