Eligibility 2025 PLAN YEAR DETAILS Eligibility Eligibility for retirement and continuation of group health insurance coverage is determined by the employee’s age and years of continuous full-time employment with the University. Employees will be considered eligible when the criteria in one of the following options is met. There is no continuation of group health insurance if an employee was hired on or after January 1, 2013. Option A: Employees may continue group health insurance at the retiree rate if by the retirement date they • are at least age 55 years, and • have completed at least 15 years of continuous full-time employment, and • have a combination of age and years of continuous full-time employment that totals at least 80. Option B: (Available only for employees hired prior to July 1, 1996). Employees may continue group health insurance at the retiree rate if by the retirement date they • are at least age 62 years, and • have completed at least 15 years of continuous full-time employment. Dependent Eligibility Group health insurance may also be continued for eligible dependents insured at the time of retirement. Retirees may terminate group health insurance coverage for an eligible dependent at any time but may not add new dependents. This benefit guide only highlights the benefits available. For a more complete description, see the Plan Certificate. 3 If any conflict should arise between this summary and the Plan, the Plan's Certificate will govern in all cases.