Table of Contents 3 Eligibility 4 Terms You Should Know 5 UMR Information 9 Medical/Rx Benefit Overview 10 Monthly Medical/Rx Premiums 11 Health Savings Account Information 13 Pharmacy Information 15 Dental & Vision Overview 16 Basic Life Insurance 17 DePauw Health & Wellness 19 Tuition Benefits 20 401(b) Retirement Savings Plan 21 Contact Information This benefit guide only highlights the benefits available. For a more complete description, see the Plan Certificate. 2 If any conflict should arise between this summary and the Plan, the Plan's Certificate will govern in all cases.