Frequently asked questions How do I enroll in Symetra Group Short-Term Disability Insurance? You can enroll in Symetra Group Short-Term Disability Insurance through your employer during your enrollment period. Once you’ve elected coverage, our streamlined application process makes it easy to get started. Why should I enroll in disability coverage at work? When you enroll in disability coverage at work, you can take advantage of a simplified process. Medical questions may not be required if you enroll during your initial eligibility period. 4 And if premiums are owed, they can be paid through convenient payroll deduction. To get started, review your enrollment materials or talk to your benefits representative. Group short-term disability income policies, insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, are not available in any U.S. territory. Base certificate form number is GDC-4500 12/05. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details of the coverage, contact your benefits representative. 1 “ Over half of Americans have less than 3 months worth of emergency savings ,” CNBC Make It, published July 28, 2021. 2 “ 7.8 million workers had an illness-related work absence in January 2022 ,” Bureau of Labor Statistics, U.S. Department of Labor, published February 9, 2022. 3 “ Monthly Statistical Snapshot, November 202 3 ,” Social Security Administration, published December 2023. 4 You may need to submit Evidence of Insurability (EOI) if you’ve previously enrolled in benefits and now want to increase your benefit amount or you declined benefits during your initial eligibility period and now wish to enroll in coverage. A preexisting conditions exclusion may apply. Symetra Life Insurance Company 777 108th Avenue NE, Suite 1200 Bellevue, WA 98004-5135 www.symetra.com Symetra® is a registered service mark of Symetra Life Insurance Company.

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