Group Short-Term Disability Insurance 3 Example Meet Ashley The bad news On her last hiking trip, Ashley took a hard fall and broke her leg. Her doctor said it could be weeks before she could get back to work. The good news She didn’t have to worry about her bills. The disability insurance she purchased through her employer replaced some of her income while she was out. Now, she can focus on getting back on her feet—both at work and on the trails. Ashley’s short-term disability benefits timeline Ashley gets hurt and is unable to work. She files a short-term disability claim with Symetra. During the elimination period, Ashley does not receive disability benefits, but she can use any remaining paid time off to fill income gaps. Ashley’s disability benefits begin. She is approved for a benefit that pays of her weekly income for Ashley makes a full recovery and returns to work with no limitations. Her disability benefits end. Note: This example is for illustrative purposes only and is meant to provide a general overview of how coverage works. Any resemblance to actual persons is purely coincidental. Please refer to your complete set of enrollment materials for your plan’s benefit amounts and costs of coverage.