What Are My Benefits? Property of Bind Benefits, Inc., d/b/a Surest. All rights reserved © 2026. 39 • Travel and lodging expenses are only available if the Participant resides at least 50 miles from the Designated Provider. • Reimbursement for certain lodging expenses for the Participant and his/her companion(s) may be included in the unearned taxable income of the Plan participant if the reimbursement exceeds the per diem rate. • The transplant program offers a maximum of $10,000 per transplant for all transportation and lodging expenses incurred by you and reimbursed under the Plan in connection with all qualified procedures. The Claims Administrator must receive valid receipts for such charges before you will be reimbursed. Reimbursement is as follows: Lodging • A per diem rate, up to $50.00 per day, for the patient or the caregiver if the patient is in the Hospital. • A per diem rate, up to $100.00 per day, combined for the patient and one caregiver. When a child is the patient, two persons may accompany the child. Examples of items that are not covered: o Groceries. o Alcoholic beverages. o Personal or cleaning supplies. o Meals. o Over-the-counter dressings or medical supplies. o Deposits. o Utilities and furniture rental, when billed separate from the rent payment. o Phone calls, newspapers, or movie rentals. Transportation • Automobile mileage (reimbursed at the IRS medical rate) for the most direct route between the patient's home and the in-network Provider or Designated Provider. • Taxi, Uber/Lyft fares (not including limos or car services / rental cars). • Economy or coach airfare. • Parking. • Trains. • Boat. • Bus. • Tolls.