Pension Benefits  You must have at least 5 years of service credit in a TRF/PERF Hybrid covered position; and  Your disability must occur while employed in a PERF/TRF Hybrid covered position; and  Your disability must be confirmed by the SSA, and you are receiving salary, worker’s compensation benefits, or employer-provided income protection benefits (for example, long-term disability), or are on leave under FMLA as of the onset date established by the SSA; and  You may be receiving disability insurance payments from your employer; and  Your disability benefit calculation will only use the service credit accrued prior to your onset date. NOTE: To qualify for a disability benefit from TRF Hybrid, you must have an employment relationship with your TRF Hybrid employer in a TRF Hybrid-covered position as of the onset date of the Social Security disability. You must provide proof you qualify for a Social Security disability. You can apply for disability retirement while waiting to receive an award letter from the SSA. In such a situation you must provide a copy of the application you sent to the SSA when completing the online retirement application for disability. The SSA will decide on an onset date for your disability. To qualify for a disability pension benefit, your onset date must be during the time you worked in a TRF-covered position, were on FMLA leave, or were getting disability insurance payments from your employer. You can also qualify if on that date you were on workers’ compensation. Disability retirement requires the completion of at least 5 years of creditable service and qualification for disability benefits by Social Security Administration (SSA) and approval from the INPRS. The disability pension benefit commencement date is either:  The month following Social Security disability onset.  The later of onset or last day of pay, dependent upon your age and service at time of disability.  The onset date must be within 30 days from last check date. Disability Benefits At least once a year until you reach age 65 or becoming eligible for an unreduced normal TRF Hybrid retirement based on age and total service, you are required to confirm continued eligibility for Social Security disability benefits. Disability retirement options and calculations for the monthly pension benefit and the DC (including rolled over funds) are the same as those for any other retiree with the exceptions that: 1. You cannot choose the Social Security Integration option, 2. Generally, you will only get service credit for your work up to the onset date of your disability, 3. Your monthly pension benefit will not be reduced for early retirement, and 4. You will not be paid any less than $185 each month with the 5-Year Certain and Lifetime Benefit option or the actuarial equivalent with any other benefit election. No creditable service will be granted during the period for which a disability benefit is paid. Switch From Disability Retirement to Regular Retirement If you are receiving a disability retirement it will be automatically converted to a regular retirement pension benefit upon reaching age and service eligibility. Unless otherwise prohibited by law, service credit earned Teachers' Retirement Fund Hybrid Plan Member Page 34 of 47 Handbook Effective: 07/01/2024