Pension Benefits Retirement Age Percent of Pension Benefit 52 54% 51 49% 50 44% If you retire after July 1, 2008, and then re-employ in a TRF/PERF Hybrid covered position within 30 days of the date on which your pension benefit begins, regardless of age, benefits will be stopped. You will be treated as having never retired, and both member and employer contributions will be due during your period of reemployment. Your TRF Hybrid application for retirement is void if you have an agreement, formal or informal, prior to retirement, with a covered employer to become re-employed in a covered position. 7.10 Disability Retirement If you have 5 or more years of service in a TRF Hybrid-covered position and you become disabled while working as a teacher, you may be eligible for a classroom or a regular disability pension benefit. Classroom Disability If you are no longer able to teach in a classroom, you may qualify for classroom disability. A member who is an active teacher, has earned at least 5 years of creditable service, and suffers a temporary or permanent disability that continues for at least six months may receive a classroom disability benefit for as long as the disability exists. NOTE: Being paid means receiving a check while working for your employer. It does not include any checks you get more than 30 days after your last day of work. These checks could be for work, sick time, compensatory time, vacation, or time on leave. Refer to the Indiana Codes and the Indiana Administrative Code listed below for clarification on Classroom Disability Benefit eligibility and rules.  IC 5-10.4-5-1 Disability Benefit  IC 5-10.4-5-2 Calculation of Disability Benefit  35 IAC 14-1-13 "In Service", "Active Service", or "serve" defined  35 IAC 14-6-2 Death in Service; Classroom Disability Benefits You must apply for classroom disability within one year of being diagnosed by a doctor as having a disability. The INPRS Medical Authority will review your medical documentation to confirm your disability. Your case will then be reviewed each year until you are 65. Once you are 65, you can apply for a disability or regular retirement. If you die after or while receiving classroom disability benefits and before applying for retirement or disability retirement, the member’s ASA will be reduced by the sum of benefits paid. Any remainder will be paid to the member’s designated beneficiary or estate. Regular Disability Eligibility To become eligible for a disability retirement:  Your disability must have occurred while employed in a TRF/PERF Hybrid covered position or while receiving classroom disability benefits from INPRS; and Teachers' Retirement Fund Hybrid Plan Member Page 33 of 47 Handbook Effective: 07/01/2024

Teachers' Retirement Fund Hybrid Plan Member Handbook - Page 33 Teachers' Retirement Fund Hybrid Plan Member Handbook Page 32 Page 34