See the product brochure, certificate of coverage and any applicable riders for complete provisions, exclusions and limitations. Critical Illness Insurance 1 [Employee Paid) Getting life back on track after a stroke, heart attack, or other covered illness can be challenging enough. Critical Illness Insurance pays a lump-sum benefit if you are diagnosed with a covered disease or condition on or after your coverage effective date. Get coverage that can help with everyday out-of-pocket costs. Hospital Indemnity Insurance 1 (Employee Paid) Get a fixed daily payment if you have a covered stay in a hospital 2 , and use it for any out-of-pocket expense youd like. Childcare, groceries, help around the houseits up to you. Accident Insurance 1 (Employee Paid) An accidental injurylike a broken bone, concussion or deep cut with stitches may affect your daily plans, but what if you could lessen the financial impact? Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident that occurs on or after your coverage effective date. Get a benefit payment to spend on out-of-pocket expenses such as gas, utilities, or anything youd like. Group Term Life Insurance (Employer Paid and Employee Paid) Provides your beneficiaries with a benefit payment if you pass away during a specific period known as a term. Typically, the period of time of this coverage is one year and it renews annually with your other employer-offered benefits. 1 This is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act. 2 The definition of hospital does not include an institution or any part of an institution used as: a hospice unit, including any bed designated as a hospice or swing bed; a convalescent home; a rest or nursing facility; a free-standing surgical center; an extended care facility; a skilled nursing facility; or a facility primarily affording custodial, educational care, or care for the aged; or care or treatment for persons suffering from mental diseases or disorders or drug or alcohol addiction. Critical care unit and rehabilitation facility are also defined in the certificate. Dont miss this opportunity to enroll in these options for the coming year. More information about how to enroll will be provided by your employer.