You have the option to keep your Group Term Life Insurance, Accident Insurance, Critical Illness Insurance and Hospital Indemnity Insurance coverage by paying premiums directly to the insurer even if you leave your employer. Take your coverage with you See the product brochure, certificate of coverage and any applicable riders for complete provisions, exclusions and limitations. Your benefit payments go directly to you or your beneficiary (depending on the type of coverage) and can be used however youd like. Spend them on medical or non-medical out of-pocket expenses, whatever you choose. Flexibility Visit voya.com/claims and follow these steps: 1. Answer a few questions 2. Submit the required forms 3. Check the status of your claim online anytime. Simple, Streamlined Claims If you are enrolled in Accident, Critical Illness, and/or Hospital Indemnity Insurance, the Wellness Benefit pays an annual benefit for completing a covered health screening or for an eligible hospital stay. Accident: $75 for employees, $75 for spouses, $75 for children Critical Illness: $75 for employees, $75 for spouses, $75 for children Hospital Indemnity: $50 for employees, $50 for spouses, $50 for children Wellness Benefit Whats included with your insurance coverage?