Voluntary Short-Term & Long-Term Disability and 401(k) Voluntary Short-Term Disability Voluntary Long-Term Disability Voluntary Short-Term Disability Voluntary Long-Term Disability Weekly Benefit Percentage 60% of Weekly Earnings Monthly Benefit Percentage 60% of Monthly Earnings Max/Min Weekly Benefit $600/$50 Max/Min Monthly Benefit $5,000/10% or $100 Benefits Begin: Benefits Begin: For Sickness 31st day of disability For Sickness 181st day of disability For Accident 31st day of disability For Accident 181st day of disability Benefit Duration 22 weeks Benefit Duration Social Security Normal Retirement Age Pre-Existing Condition 3/12* Pre-Existing Condition 3/12* Disability benefits protect your income during a Disability benefits protect your income during a period in which you are unable to work because of an period in which you are unable to work because of illness or accident not related to your job. an illness or accident not related to your job. * Pre-existing Condition Limitation - Benefits are not payable for medical conditions for which you incurred expenses, took prescription drugs, received medical treatment, care or services (including diagnostic measures), or for which a reasonable person would have consulted a physician during the 3 months just prior to the most recent effective date of insurance. Benefits are not payable for any disability resulting from a pre-existing condition unless the disability occurs after you have been insured under this plan for at least 12 months after your most recent effective date of insurance. Additional Benefits Voluntary 401(k) Additional NYL Benefits : Health Advocacy, Clinical Services, Senior Care & Special Needs Services, benefits and claims administrative services, Financial Support Services, MedicalBill Saver, Family Survivor. Duncan Supply also provides: • 401(k) plan • Company funded Pension (Duncan Supply Security Plan) • Elective supplemental insurances and wellness incentives. For questions or more information please contract Human Resources. Page 19 | Duncan Supply Company, Inc.| Plan Year 2025 Open Enrollment This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.