Page 19 | Duncan Supply Company, Inc.| Plan Year 2025 Open Enrollment This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract. Voluntary Long-Term Disability Voluntary Short-Term & Long-Term Disability and 401(k) Disability benefits protect your income during a period in which you are unable to work because of an illness or accident not related to your job. Voluntary Short-Term Disability Weekly Benefit Percentage 60% of Weekly Earnings Max/Min Weekly Benefit $600/$50 Benefits Begin: For Sickness 31st day of disability For Accident 31st day of disability Benefit Duration 22 weeks Pre-Existing Condition 3/12* Voluntary Long-Term Disability Monthly Benefit Percentage 60% of Monthly Earnings Max/Min Monthly Benefit $5,000/10% or $100 Benefits Begin: For Sickness 181st day of disability For Accident 181st day of disability Benefit Duration Social Security Normal Retirement Age Pre-Existing Condition 3/12* Voluntary Short-Term Disability Disability benefits protect your income during a period in which you are unable to work because of an illness or accident not related to your job. Voluntary 401(k) Additional NYL Benefits : Health Advocacy, Clinical Services, Senior Care & Special Needs Services, benefits and claims administrative services, Financial Support Services, MedicalBill Saver, Family Survivor. Duncan Supply also provides: 401(k) plan and a Company funded Pension (Duncan Supply Security Plan) as well as several elective supplemental insurances and wellness incentives. For questions or more information please contract Human Resources. Additional Benefits * Pre-existing Condition Limitation - Benefits are not payable for medical conditions for which you incurred expenses, took prescription drugs, received medical treatment, care or services (including diagnostic measures), or for which a reasonable person would have consulted a physician during the 3 months just prior to the most recent effective date of insurance. Benefits are not payable for any disability resulting from a pre-existing condition unless the disability occurs after you have been insured under this plan for at least 12 months after your most recent effective date of insurance.