SECTION7-CONTINUATIONOFINSURANCE CONTINUATIONOFINSURANCE Whilethe policy is in force and if You have ceased Active Work due to: 1) Sickness or injury, Personal Insurance may be continued until 9 months following cessation of Active Work; 2) TemporaryLay-off, Personal Insurance may be continued until the 90th day following cessation of Active Work; 3) anEmployer-approvedleaveof absence,Personal Insurance may be continued until the 90th day following cessation of Active Work; or 4) anEmployer-approvedleaveof absenceallowedunder the Family and Medical Leave Act (FMLA) or state law. Personal Insurance may then be continued until the end of the period allowed under FMLA or state law, whichever is longer. In all the above Continuation of Insurance situations, Personal Insurance will terminate on the earliest of the following: 1) the date You return to Active Work; 2) the date the required premium payments are not received by AUL; 3) the date You die; 4) the date You begin full or part-time employment; 5) the date the policy, or the Group Policyholder’s coverage under the policy, terminates; 6) the date You notify the Group Policyholder that You will not be returning to Active Work; 7) the date Your class is no longer offered under the policy; 8) the date You are no longer a member in an eligible class; 9) the date You make written request for termination of coverage but not prior to the date of the request; or 10) the date You enter military service for any country, except for temporary duty not scheduled for more than 30 days. If the Group Policyholder has approved more than one type of leave of absence during any one period, AUL will consider such leaves to be concurrent for the purpose of determining how long Your coverage may continue under the policy. If You do not return to Active Work, Personal Insurance terminates at the end of Continuation of Insurance period. At the end of Continuation of Insurance period, You may apply, if eligible, for Waiver of Premium for Total Disability, see Section 8, if available; or may be eligible to apply to convert the Life Amount to an individual life insurance policy pursuant to Section 10. GC2510.9 SECTION7-CONTINUATIONOFINSURANCE (Waiver: Included)